IFC Broker, S.A., hereinafter referred to as IFC, is aware of the implications and its responsibility to comply with the changes introduced in terms of personal data protection, namely with the taking effect on May 25, 2018 of the General Protection Regulation of Data, approved by Regulation (EU) 2016/679, of April 26, 2016.

IFC is therefore committed to ensuring the protection of all personal data made available to it, having in this sense adopted various security measures, of a technical and organizational nature, in order to protect personal data against any form of illicit treatment. .

IFC is also committed to continuously improving the set of procedures and techniques implemented for the protection of personal data, also relying for this purpose on all suggestions that users of this site send us.

The terms of this Privacy Policy apply exclusively to the processing of personal data by IFC collected through its website or commercial and promotional actions.

1. Purpose of treatment

Personal data is collected exclusively for the following purposes:

Response to contact request;

Commercial management;

Improvement or customization of our services;

Sending newsletters and other promotional actions. Users can cancel their subscription to the newsletter service, expressing their intention by email.

For the purpose of submitting applications online.

2. Personal data collected

The data collected is limited to the name, email address and telephone number, being used for the purposes set out in this policy, and can be obtained through:

Website contact form;

Face-to-face collection.

3. Retention Period

The personal data collected will be kept as long as there is consent from the holder for the purposes set out in 1.

In the absence of a specific legal requirement, the user’s personal data will be stored and kept for a period of 1 year.

4. Sharing of personal data

The personal data collected may be disclosed to third party service providers that assist IFC in carrying out its activity, such as website hosting services, brand management and product promotions, business partners involved in risk coverage, business partners involved in policy renewals, lawyers, other group companies, other insurers and insurance distributors. However, IFC seeks to ensure that entities that have access to personal data are credible and offer high protection guarantees, never transmitting data beyond what is necessary to provide the contracted service.

On the other hand, the personal data collected may be disclosed to third parties to:

Satisfy requirements imposed by law or by the competent governmental or judicial authorities;

Satisfy requirements necessary to initiate or sustain a legal proceeding or the defense in a legal action;

Provide information to the police or judicial authorities, in accordance with applicable laws and regulations and upon a formal request by the authorities, for the purposes of fraud prevention.

5. Rights of holders

To access, correct, add, update, delete or change the consent of the communications, the holder must contact the IFC through the email geral@ifc.com.pt. Such requests will be dealt with as quickly as possible.

You can also use this form of contact for any clarification or suggestion about these terms and conditions.

6. Cookies

When browsing the IFC website, cookies are used which, however, do not collect information that identifies the user. Generic information is collected, namely how users arrive and use the sites. The information collected is used for the purpose of controlling the number of visits and statistical studies, as well as to ensure that the website works correctly and facilitate navigation and improve the user experience.

The use of cookies allows navigation on the website to be constantly optimized in order to provide a high quality experience that exceeds the quality obtained in the previous visit by the user.

7. Amendment of Privacy Terms and Conditions

These Privacy Terms and Conditions may be subject to change or revision, without prior notice, due to legislative or regulatory requirements in accordance with the law in force. All significant changes to these terms will be duly communicated to users on the site.

As these Terms and Conditions may be revised at any time, according to the criteria described above, IFC recommends its users to review them periodically.

Privacy Policy – June 27, 2022